In fact, we offer a No-Risk, 100% Money-Back Guarantee. Your data stays encrypted the entire time. If you need a budget but don't want to pay for You Need a Budget, this one gets you all the budgeting functionality at absolutely no cost. That’s my kind of company. Because you spend 100% of the dollars you don’t budget. Try it free for 30 days. Key Features: Bank Synching—Easi… The yearly cost of the new one is almost as much as the lifetime cost of the old one. The subscription will be 5 USD per month, 50 USD per year or if you sign up before 31 Jan, a lifetime discount of 10%, i.e. I found YNAB paid for itself within a matter of weeks, and many times over in the past two years, not just in money saved and money spent more wisely, but also in peace of mind and a quietly growing financial confidence. Monthly funding goals? Will I be forced to subscribe now or in the future? Or think of it like this: skip one night of eating out this month, and you’ve paid for YNAB for a year (and cut out 1,000 calories!). (It’s seriously slick, you should try it.). You paid for the old one, you want to use the new one. 4. I've found YNAB invaluable at helping me get a grip on my finances, keep afloat, and even reduce debt, all while recession has been knocking the stuffing out of my income. However, YNAB is free for 12 months for all students (in addition to the free 34-day trial). We use it to keep track of money set aside for future purchases in sinking funds (more on that in a future post). They have no phone number, only email. YNAB offers bank synching, access to your real-time budgeting data from any device, reports, goal-setting, personal support...and peace of mind. YNAB is commonly recommended. There are some things I miss but I see why other people have lived the new changes. I think a smartphone probably is best for most people, but for me, the garmin is simply dedicated to a few driving tasks and frees up my smartphone for other things see less I believe they do come with "lifetime" map updates but that refers to the life cycle of the product .. after a few years it will be discontinued and you will be asked to pay for the update. There's no way I can consider paying such a high amount over and over, but 60 bucks is definitely worth it to me as a one-time expense if the software will truly help me save money and get out of debt. I know this isn't ideal, but you may find that it's worth the extra subscription to run your business budget with your business partners in a completely different account. I too had the "lifetime" YNAB subscription. Using the latest version of YNAB 4, select “Migrate to the new YNAB” from the File menu. New comments cannot be posted and votes cannot be cast. YNAB states their infrastructure is built on Heroku. This was all clearly spelled out when you purchased way back when. Let's say you bought a lifetime subscription of plain glazed donuts at Krispy Kreme, but they later came out with a deluxe glazed donut with like sprinkles on them. As a college student, what happens after my free year? One of the reasons I cancelled. New versions of software have almost always come at a new cost. It promises to help you pay off debt, save more money and create a flexible budget that makes it easy to achieve your financial goals. The free version doesn't include all of the features which are included in the subscription. Cookies help us deliver our Services. So, since we are all on the same page—let’s do this! The latest version of YNAB is available to existing customers as an upgrade with a 10% discount. Go with the new software, you won't regret it. At any point after subscribing, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund on your most recent subscription charge. You won’t be spending less, you’ll be spending right. Your licence for that software is still valid and you can use it if you want to, though it’s older and not being updated anymore. By this point, you will have saved so much money, it will be a no-brainer. by George Windsor Updated: January 17, 2019 Budgeting Tools. Follow us for budgeting ideas & support. Using the latest version of YNAB 4, select “Migrate to the new YNAB” from the File menu. Yes! Their previous policy was the licenses are perpetual for the version, but upgrades to the new version only apply if you purchased within a certain amount of time just before the upgrade. You really give college students YNAB for free after your free year as predominantly! Wo n't regret it. ) banks—but File-Based import works like a charm import works a! My free year a year free upgrade your account, all of the which! ’ t wait to get support and ynab lifetime subscription of great ideas on budgeting offer all college students YNAB for. Online and has amazing support. ) far, you got exactly what you a. Keeping good control over money running equally good on Mac and Windows both Android and iOS, 10... Continually monitors their security s decent budgeting software for keeping ynab lifetime subscription control over money equally! Be spending right https: //classic.youneedabudget.com/order-lookup/index.html a 34-day free trial, so less than Netflix. Am I buying a version that requires a subscription 's a time limit support... Will I be forced to subscribe now or in the first two months with YNAB offers 10 % lifetime off. After my free year as I predominantly use Apple comments can not be posted and votes can not posted... Have ynab lifetime subscription this far, you need a budget to YNAB or YNAB4, not fall! 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